Waking up in the morning is usually a good thing. Waking up to your door being knocked down by Xcel is NOT. I knew my account was past due and I needed to make a payment soon, but I guess I ran out of time. So, I had to float them a check for $400, which I don't have. This is going to be the most trying time for me in a long time. Rent is due soon, and now I have negative money to start from. My car payment is due on wednesday, insurance is due Tuesday, Comcast should be shut off any minute now, I had to take out a payday loan and that's due on Tuesday ($300), I just don't know what to do. I am in REAL trouble. Why can't it be February? I have been claiming 1 on my W-4 all year so I have been overpaying on taxes to the tune of about $1300. That way, I get it all back come tax time, on top of the $4200 or so I usually get. I don't think I will be able to sleep until then. I am drowning and have no real prospect of relief anywhere in sight. The economy is definately getting worse. I am Effed. I can do without Comcast for a minute. Now, the kids..... They may have a stroke. Kaiti might too. As for the payday loan, I believe that if I go pay the interest on it, they will extend the due date. I'm not sure. I just don't get it. I make decent money, I don't do anything or own anything extravagant, I don't buy clothes or anything and we just barely scrape by. I can count on 2-3 overdraft charges a month, but it is what it is. Kaiti has 6 months left of school before she starts working, and it cannot come soon enough. For now, I'm going to have to go through my stuff to find things of worth that I can sell because there is not enough time left to make ends meet this month. I hate money.