So, I officially hate banks. I understand that you shouldn't write checks unless you have the funds available, but you should also not rip people off at any given chance. So, I was a little short for rent, but didn't want to pay the late fee of $50 + $5/day on top of my rent, and I didn't want them posting that note on my door that's embarrassing. So, I floated a check to them on Monday. I was about $100 short or so, at least I thought, but it didn't matter because I worked on Tuesday and could easily make the remainder then and rush it to the bank on Tuesday night. My rent check has always, for the past 3 years taken AT LEAST 2 full days to clear my bank, so I felt good about it. I checked my internet banking and there was a list of 12 things that were "pending", but had been charged up until last Tuesday. Should've cleared by now you'd think. Anyway, I get onto the internet banking on Tuesday morning, at about 5am, and there it was. This big - $568.00 staring at me. So, how does that happen you ask? Well, after speaking with the phone banker, they explained it is Colorado law that they cash large items FIRST, regardless of the date of the transaction, and since they "may have been" expecting my rent check soon- they kept those items pending. So, they cleared the rent check and a couple other things and then they proceeded to hit me with $35 overdraft fees ELEVEN times. Each transaction that incurred this fee was under $15. PLUS- I didn't know this either- when you get gas with a Wells Fargo card.....it doesn't register in your balance except for a $1 charge, until about a week later. That's hilarious. It's so funny that I'm about to cry. Maybe it's my fault for not being Mr. Checkbook balancer but I expect that when I make a purchase, you take that out of my balance immediately. Instead, I get to go into the bank and raise hell. Besides that, my Norton Internet Security expired and now my internet runs slow as molasses and crashes constantly. Plus, Comcast is doing something with the phones and ours is all jacked up and we can't get or send calls from the house at this point. The customer service lady said she'd have to send someone out to fix it, and that it would cost US!!!! We didn't do anything!!! You pay for it!! Uggggghhh- Not to mention that we have Kaitis appointment today at 2:30 and I'm very nervous about that. Anyway, I have to get back to this wonderful life of mine and I'll update when we know more.